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Importance of Estate Planning
Sep 25, 2013
Planning your estate sooner than later ensures your personal requests are carried out.
Estate planning is not just an excercise for the elderly: From students with a bank account and car, young parents who own homes and have minor children to empty nesters with Real Estate and retirement accounts each has an estate.
If you have more wealth than you could spend in your lifetime you could reduce the potential size of your estate by giving a gift of cash to your adult kids during your lifetime because Canada does not have a gift tax. Property can be also given as a gift if it hasn't gone up in value.Property or stocks which have gone up in value could be liable for capital gains.
It's never too early to plan.